Leasing is a great way to get into the top Toyota vehicle of your choice, and at Hilltop Toyota in Salmon Arm, BC we can provide you with the Toyota Financial Services (TFS) you need to help you do just that. Here's just a few of the benefits that leasing with TFS delivers:
Lower Rates, Lower Taxes
With a lease, you only pay for the portion of the vehicle that you actually use – so monthly payments are lower than for a loan for the same car and term. In addition, leasing rarely requires a down payment. And, you don't pay an upfront tax on the entire value of the vehicle – just on the monthly payment.
Less Maintenance, More Protection
If you lease for a term that coincides with the length of the manufacturer's warranty, repairs will always be covered. In addition, leases automatically include Gap Protection – where, if your vehicle is damaged beyond repair, TFS will cover the difference between what you owe on the lease and the amount of your insurance settlement.
More Car, More Often
A lower monthly payment often means that you can get 'more car' for your money. In fact, many customers find they can lease a new vehicle for less than the finance payment on a used vehicle! And TFS can structure the lease to suit your trade cycle so that you can drive 'new' more often.
Options not Obligations
At the end of your lease, you have the option to purchase the vehicle at the Lease End Value indicated in your contract; return the vehicle as provided in the lease; lease or finance another Toyota vehicle. It's your choice.
More Kilometres, Fewer Hassles
24,000 kilometres per year are included in your lease; and, you can buy additional kilometres up-front at a reduced rate. In addition, the trouble and expense of selling a used vehicle are eliminated. TFS assumes responsibility if you choose not to buy – and there's no acquisition or disposal fees if you return the vehicle within the lease terms.
Competitive Rates, Flexible Terms
TFS offers competitive rates and flexible terms – all set out in plain language in a closed-end lease that discloses all details and guarantees the lease-end value of your chosen vehicle. TFS also offers convenient financing and great rates should you choose to purchase the vehicle at the end of your lease.